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Rates

Rates effective as of 11/2019

Vehicle Loans

Apply for a loan online Click HereRead our disclosures
YEAR ANNUAL PERCENTAGE RATE (APR) TERMS
New Vehicles      

2021-2022  vehicles

2021-2022 vehicles

2021-2022 vehicles 

New Motorcycles

 as low as 3.49% apr = annual percent rate

as low as 3.99% apr = annual percent rate

as low as 4.25% apr =annual percent

as low as 3.49% apr = annual precent

Up to 60 months

borrowing over $25,000.00  72 months

borrowing over $35,000.00 84 months

Up to 60 months

Used Vehicles      

2014 to current

2013 and older

 

Used Motorcycle 2014 to current 

Used Motorcycle 2013 older                

as low as 3.49% apr = annual percent rate

as low as 5.25% apr = annual percent rate

 

as low as 3.75% apr = annual percent rate

as low as 5.25%apr = annual percent rate

 

Up to 60 months

Up to 48 months

 

up to 60 months

up to 60 months

 

 

New Recreational Vehicles (Boats, Motor Homes, Trailers, Campers,      Jet Skis,  Snowmobiles,  ATV)

as low as 4.49%apr = annual percentage rate

up to 60 months
     
All loan payments 15 or more days late, will be charged a late fee.
  
Signature Loans ($4,000.00 limit including bill consolidations)

 

Loan ANNUAL PERCENTAGE RATE TERMS

Personal Loan

as low as 8.99% apr = annual percentage rate 36 Months
Share Covered  2.50% apr = annual percentage rate up to 60 Months 


More Rates

 

 Share Accounts

Savings Rates $99.99 (accounts greater than will earn dividend) 0.03% apy = annual percentage yield  
Club Rates $99.99 (accounts greater than will earn dividend) 0.03% apy = annual percentage yield  

APR = Annual Percentage Rate  • APY = Annual Percentage Yield


Electrical Workers Local CU
1366 Porter
Detroit, Michigan 48226
313.963.6060
Fax: 313.962.6973
ewcu@att.net